So we are having "issues" with our house insurance company. We have a certified wood burning stove downstairs which we both love. Several years ago this self same insurance company was unhappy with our current stove so we bought a top of the line stove. "Oh, holy Insurance Manager, are you happy now?" "What!!!!!!!!!!!!!!" She is not happy. So we take all the info in to her, email pics of it and await with trembling knees for her verdict.
This lady never smiles, she has what I guess you would call a "sour" face. She told me on the phone my premiums would be so much less if we tossed the NEW stove. Again - What?????? So we go humbly to her sanctum and I asked what our premiums would be if we toss it - she mulled around and shuffled papers and said there'd be NO difference! Sorry, this company doesn't charge for a wood stove.
In April 08 I will have a new insurer. There was more but you're probably bored to sleep already:)